Mmm no the Manhattan Institute is definitely not "moderate to liberal" bro it's called libertarian...

The truly terrifying part of the ACA is the affect subsidies will have on wages and employment behavior. People making below $46,000 as a single and $62,000 for married couple receive subsidies. Above this level individuals and married couples can lose $10,000 in annual subsidies. So if you make $46,000 you get a $10,000 subsidy, and if you make $46,0001 you lose the $10,000 subsidy. I don't know if they could have written the law differently, but in the past this type of marginal tax cliff causes some really bizarre behavior. Would a single individual turn down a $1,000 a year raise to avoid losing the subsidy? Of course they would. Will employers find ways to "pay" workers more without officially paying them in order to preserve subsidies for valued workers. Business already is cutting hours and dropping insurance to limit liability under the law. It shouldn't surprise anyone that 535 people in Congress couldn't write a 2,000 page bill to take over 1/6th of the American economy and get it right. What conceit on their part, and how it will skew behavior. A married couple making $62,000 will lose their subsidy if they make one more dollar. We could see married couple divorce as they did in the 1970's to avoid tax liabilities of remaining married. Here is a link to the subsidy calculator provided by the Kaiser Family Foundation. http://kff.org/interactive/subsidy-calculator/
Here is an article from CNBC (liberal and not moderate at all) about losing subsidies. http://www.cnbc.com/id/100921864

The Affordable Care Act affects all of us in six days. America as we once knew it has changed and you better find out how it changed so you don't get bit where you sit. Good luck and Good night!

Well Bo Sox, how much is your policy going to cost you? Check TMI map and see if its accurate for your age group in your state, or post a link to a map that disputes its findings.

According to the subsidy calculator, my insurance cost will double (after subsidy), and my deductible (out-of-pocket maximum) will more than double.

If it's called the Affordable Care Act, why are the prices so much more expensive?

"If it's called the Affordable Care Act, why are the prices so much more expensive?"

For the same reason the Federal Reserve has title that implies it is part of the Federal Government -- when in fact, it is no more Federal than Federal Express. It's a scam, a rouse, a prevarication meant to trick the American people.

I had a long drawn out debate with my Con Law professor when the ACA was being passed. It is unconstitutional to compel individuals to sign a contract. The basic definition of a contract is a "meeting of the minds" in which both parties agree to the terms. When one party is forced to sign up for a service under threat of fines, that is NOT a valid contract. He tried to bring up auto insurance laws, but driving an automobile is a choice. There are millions of people who neither drive, nor carry auto insurance. The ACA forces anyone that is living to sign a contract with an insurance carrier. There are going to millions of lawsuits, or at least there should be, invalidating those contracts.

Emac, the policy will likely cost me quite a bit. Personally I don't like it. It's a bullshit way for Obama and his counterparts to claim we have universal healthcare to the left and claim that we aren't going socialist to the right. Neither are going to work and only one is working right now.

I'm just saying that the Manhattan Institute is most definitely not center-left. That's all...

Fair enough Bo Sox. My whole point is to simply deal with consequences of the ACA.

Well, like most economic policies implemented in the last few years, the consequences won't come about until people like Obama and the majority of Congress have retired and I am the one paying for it.

In other words they don't give a fuck.

You and I will pay now. I've already discussed divorce with me wife. We can make a substantial amount of money in government subsidies by divorcing. If the idiots in DC and Sacramento are going to create a game with such perverse incentives you are a fool not to play the game to the greatest advantage.

Companies can get away from penalties by reducing full time employee hours down to 30 hours or less. I think there will be a lot a people affected by that.

It won't relieve the part time worker from buying it on their own either. If they don't buy it, they will get fined.

"You and I will pay now. I've already discussed divorce with me wife."

She's probably happier than ever about Obamacare then. Perfect excuse to cut ties with your crazy ass and start over!

Is that all you have PE?

Yeah pretty much. I oppose the ACA too, but people like you make people like me look like loons. There's about a -4% chance of serious discussion happening in this thread so I figured I'd just jump straight to the trolling.

My current employer pays half my insurance premium (through my job) and I get the other half deducted from my paycheck. Pretty standard. My deduction is around $80 for a fairly comprehensive plan, full dental and vision, $1000 deductible, free generics, etc. My true monthly premium, then, is $160. The calculator quoted me at $150 a month, which would be through the federal exchange, since Tennessee doesn't have an insurance exchange set up.

I'm also getting married next summer, but I've already discussed divorce with my wife.

Doesn't marriage always cost money? Is it even possible to get officially married for free?

Just to clarify: if this is true in America, you are already a fool for not playing the game. Just because you're playing the game when the game changes a bit doesn't mean you can call other people fools without being a fool yourself, unless you admit being a fool, in which case you might not be a fool, but, well, that's sort of irrelevant when you admit it, isn't it?

Fool.

" If you are American you need to educate yourself on the truly scary nature of the law leaving completely aside the political debate."

Because characterizing a law which the Left advocated for as "truly scary" is leaving the political debate aside, eh?

"It's easier to fool people than to convince them they've been fooled."

- Mark Twain

People that vote Republican or Democrat without even looking at the quality of the person running (presumably both Emac and Obi) should consider that.

O.o

Since I've gone into detail BEFORE about the quality of Congressmen and candidates...

How is that fair, bo_sox?

Or is that code for "I disagree with Obi's pick, ergo, Obi cared nothing about said person's 'quality.'"

(A dubious term anyway..."quality?" Quality in what way?
Moral quality? To expect that of a politician is like expecting the Mets to win the WS--the hope of a romantic...or a fool.
Intellectual quality? I think Obama and most folks on the Hill are intelligent--but there's a difference between intelligence and leadership, and an even larger one between leadership and wisdom...so Pelosi, Reid, Boehner, Rand Paul, McConnell and Obama may all be smart, but that doesn't mean they have good leadership skills.
Leadership quality? Hard to be a good charioteer if you can't get your horses to all run for you, let alone in the same direction...it's hard to be a good leader when there are about four or five factions--at least--all running around knocking heads with one another...you can argue a good leader SHOULD be able to tame those horses and halt such opposition, but that tend of leader tends also to be something of a master...and I'd rather have an Obama flailing away at the reigns than a Mussolini making the horses and trains both run on time.)

I've never seen you lean slightly anywhere near the Republicans, Obi. What's a trait you can go with them on?

2WL. It seems that you are getting full dental, vision, and medical from your employer for $160 a month. The alternative insurance through the federal exchange includes dental and vision along with equivalent medical coverage?

Not after my divorce it doesn't.

Due to laws in my state concerning my health condition, I'm guaranteed free health insurance, including full payment of most clinic visit and medication copays (including brand-name drugs). This has encouraged me to access care and has not discouraged me from seeking higher-paying employment. w00t.

2wl? Will your divorce be the first same sex divorce in your state?

comic genius up in here

No one told you where they were getting together after work again PE?

lol XDDDDDDDD so funy omg xDD wow L.M.A.O. i cudnt n i CANT stop LAUGHIN xddDDDXDDXXXddDD

You're welcome. You can send money to my email address through pay pal as soon as your mom gives you this week's allowance.

Take that, PE.

http://i.imgur.com/hFRvJhr.gif

why would you assume everyone is 15 like you Emac

http://i.imgur.com/zo6Kb6y.gif

Shut up PE ur a gay

http://i920.photobucket.com/albums/ad43/LascelleLegend/9760j4.gif

http://www.theonion.com/articles/man-who-understands-8-of-obamacare-vigorously-defe,34022/