gjdip +1. thx Darugnar
nomeny - well, dont worry about it, because you are not right... in fact, you could not be more wrong.
I would say, finalizing in the earlier parts of the game is actually a bad idea, because it tells the other players you are not open to negotiations, that you've made up your mind. many vets in this community will tell you that if they see players who finalize early in the first few years of the gtame, they will usually target that player, because those players are usually the least talkative.
in the late-game, its true... when its more about tactics than diplomacy... but even in the late late game, when the board is pretty obvious, there is plenty of time to try to find new allies to stop a solo, to try to negotiate yourself into a draw etc...
anyways, you should know that you are wrong.