@ Krellin: "upon my parent's death, I trust that Thucy will fight on behalf of me and my siblings to be relieved of any DEBT my family has incurred"
This is an odd statement. In the UK you don't inherit your parents' debts on their death, unless you were complicit in the debt. When the estate is settled, any creditors must be paid off before any other beneficiaries, but if the debts of the estate are greater than the assets of the estate, any outstanding debts which cannot be paid out of the estate are generally written off.
So, imagine that my elderly mother dies, and I am her only living relative. Let's say she was in a nursing home and owned no property. The nursing home's costs had all been taken care of. She had £5,000 in savings in Bank A, but at the point of her death, there was still £7,000 owing on a personal loan from Bank B, in which she was the only person named in the account. On her death, Bank B would have a primary claim, and the funds from her Bank A savings would go to pay off the loan. This would leave £2,000 in debt, which would be written off. I would not inherit the £2,000 of debt.
Is the situation in the USA different?