im not sure about fate or free will- but luck, flat out pure luck, is nonexistent. everytime something happens that is supposedly luck- such as rolling a die- is determined by outside factors we dont notice. say you roll it on carpet. the motion of your hand, the weight of the die, the carpet, a slight breeze, all affect the outcome. maybe god has a hand in it, slightly altering these without our noticing, but really, think about it...is there really just no reason whatsoever behind the outcome? things are considered left to luck when they are left to factors beyond our control. getting bad weather on a date you picked to have a picnic, for another example. no, thats not 'bad luck'. its not completely random. its just controlled by factors we dont notice.