@Yaleunc There are several ways that climate change threatens human civilization and habitation. I am not nearly as worried about extinction, but there is a small danger of that as well.
So by civilization I mean the current civilization. Assume that the estimates which are no being proven overly conservative are correct. In such a scenario there are two big pressures on resources, the first being the refugee and displacement problem of most major cities become at least partially flooded, the second are the inevitable wars that will result either as a direct result of the refugee movements (as in physical relocation) or as a result of the secondary resource scarcity problems caused by the refugee problem. Between the loss of major cities and the refugee status of hundreds of millions of people, and the result of war I can not imagine that current global commercial activity could continue to function. Even regional (such as intra-US continental trade) are likely to be disrupted. The modern civilization depends on both long supply chains which allow geographically disparate people and resources to cooperate, and the constant production of those people and resources. Even a relatively short breakdown (3-5 years) of the global trade and transport system is likely to cause irreparable harm to existing order. This will result in more war as delicate regional stability collapses and states break apart or compete for near resources.
The threat to human habitation is more localized issue, I mean specifically the loss of large stretches of land either to the sea or to inhospitable conditions. Also the relative level of global habitability will diminish. The loss either of arable land, watersheds with which we have turned arid to arable land, or the means to transport and preserve food over large distances and times, will mean that for most nations their current population will not be sustainable.
The threat of extinction lies mainly in our response, if we descend into chaos and war there is an uncomfortably large chance of nuclear weapons being used in a war, and along with that the threat of an contained nuclear war.
I would agree that these kind of worst case scenarios are avoidable and likely will be averted to some degree, but a lot of that comes down to when and how we respond.