Abge, if I ever could have afforded it, it probably wouldn't have helped. I was constantly having to go to cities already locked up by the other players, doing the "spend $20,00 to make $12,000" thing three out of every four runs. It was insane. I was auctioning off my few railroads almost right away, and was probably dead within an hour.
That was nearly twenty years ago, a date which has lived in infamy, thankfully never repeated. Played this Christmas with my dad, my sister, and her husband, and kicked some ass with my unstoppable Santa Fe/PA connection!